Take Home Pay Calculator
Calculate your actual take-home pay after all deductions
Enter Your Details
£0
Net Take-Home
£27,655.22
Annual
Monthly Net
£2,304.6
per month
Deduction Rate
7.82%
of gross
Deductions Breakdown
Gross Salary:£30,000
- Income Tax:£950.38
- National Insurance:£1,394.4
Net Take-Home:£27,655.22
How to Use
Enter your gross annual salary and any optional deductions to see your actual take-home pay.
Deductions Included
- Income Tax: Calculated using Scottish tax bands for 2025/26
- National Insurance: Employee contributions based on earnings
- Pension Contributions: Optional voluntary contributions
- Student Loan: Optional repayments (Plan 1 or Plan 2)
Tips
- Add pension contributions to see tax-efficient saving options
- If you have a student loan, select your plan type to include repayments
- Results update in real-time as you enter values