National Insurance Calculator

Calculate your National Insurance contributions and see the impact on your salary

Calculate National Insurance

Employee NI

Annual NI:£1,394.4
Monthly NI:£116.2
Effective Rate:4.65%

Detailed Breakdown

Gross Salary:

£30,000

Employee NI (8% on £12,570-£50,270, then 2%):

1,394.4

Employee National Insurance: Deducted from your salary and counts towards your state pension entitlement.

Employer National Insurance: Paid by your employer and is a cost to them. This affects salary negotiations and total employment costs.

Understanding NI Rates

Employee Contributions

  • 8% on earnings between £12,570 and £50,270
  • 2% on earnings above £50,270
  • No NI if you earn below £12,570

Employer Contributions

  • 15% on earnings above £9,100
  • Employers pay this in addition to your salary
  • This affects total employment costs

National Insurance contributions count towards your state pension entitlement and other benefits like sick leave and maternity pay.