Maternity Pay Calculator
Calculate your statutory and contractual maternity pay entitlements
Enter Your Details
Minimum to qualify: £123.00 per week
39 weeks is the standard Statutory Maternity Pay period
Total Maternity Pay
£7,177.17
39 weeks
Weekly Rate
£184.03
90% of normal earnings (capped)
Monthly Equivalent
£796.85
approximate
Maternity Pay Breakdown
Normal Weekly Earnings:£500
90% of earnings (statutory rate):£450
Statutory Maternity Pay cap (2025/26):£184.03 per week
Weekly Maternity Pay:£184.03
× Weeks of maternity pay:39 weeks
Total Maternity Pay:£7,177.17
Note: This calculator shows Statutory Maternity Pay (SMP) for the 2025/26 tax year. The first 6 weeks are paid at 90% of average weekly earnings, the remaining 33 weeks at the SMP rate (currently £184.03/week cap). Always check with your employer about additional contractual benefits.
How to Use
Enter your normal weekly earnings and maternity pay period to calculate your statutory and contractual maternity pay entitlements.
Statutory Maternity Pay (SMP)
- Available if you earn at least £123 per week (2025/26)
- 39 weeks total: First 6 weeks at 90% of earnings, remaining 33 weeks at SMP rate
- Weekly SMP rate (2025/26): £184.03 (or 90% of earnings if lower)
- Provided by your employer (they may reclaim from government)
Contractual Maternity Pay
- Some employers offer more generous maternity pay terms
- If your contractual rate exceeds statutory, you receive the higher amount
- Check your employment contract or ask HR for details
Key Points
- Maternity pay is subject to income tax and national insurance
- You may be entitled to additional statutory leave beyond paid maternity leave
- Contact your local Jobcentre or Citizens Advice for additional support